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Charging Cards

Charging is the process of pulling funds from a cardholder's account, this occurs after tokenization and the optional authentication process. A card can be charged through API, or via our Payment Link without having to do technical configuration. A charge consists of two sub-processes which take place in the background:

Authorization: Confirming with the issuing bank that the card is eligible for transaction and is able to pay, based on transaction history of the cardholder. At this point, the money is put on hold and settlement has not started yet.

Capture: The transaction is locked to be completed and the settlement process will be started.